Set Budgets and Save Money
Let's get something straight: setting budgets doesn't mean you automatically save money.
A budget is like a personal decision which you stick to, no matter what. In time, you learn from it and make adjustments.
If you get into the habit of going over a budget repeatedly, we'll ping you about it and ask what's going on. Not like a nagging mother or spouse, but more as a friend that wants to see you succeed.
Only then can we start talking about saving...